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Call from ISF

Support for Climate Risk Insurance products


Deadline : 07 Feb 2025
Hazards : Climate change
Continents : All
Countries : All
Themes : Agriculture, Insurances

Call summary :

You are planning to develop, scale up or improve a Climate Risk Insurance product and are looking for financial support? Apply for the Call for Proposals of the ISF!

The 11th Call for Proposals is open now

Submit your Concept Note for support of the development, improvement and implementation of your climate risk insurance product until 7 February 2025, 23:59 CET.

NEW! ISF offers additional support for the preparation of Concept Notes

Who is eligible to receive this support?
Institutions or companies (private or public, including civil society) legally registered in an ODA country that are interested in applying for grant-based co-funding under the 11th or the subsequent Call for Proposals and showing high potential to fulfil the ISF criteria are eligible to receive financial support of up to EUR 15,000 and advisory for the preparation of Concept Notes.

Please note: Under the 11th Call for Proposals, the ISF welcomes Concept Notes for projects in the agricultural sector. However, applicants presenting Concept Notes in the agricultural sector are not eligible to receive the additional support for Concept Note development.

Must-read: Further information on the support for the preparation of Concept Notes here
Before submitting a Concept Note, please check if your project fulfills the eligibility criteria of the ISF:
- You apply as Consortium with at least:
* Two Project Partners willing and legally entitled to sign the potential Grant Agreement,
* One Project Partner located and legally registered in the country of implementation and willing and legally entitled to sign the potential Grant Agreement,
* One Project Partner representing the demand and needs of vulnerable households, and
* One Project Partner generally willing to act as risk taker.
- You want to develop, improve and/or scale up an INSURANCE PRODUCT in order to increase the resilience of vulnerable people to climate change.
- Your insurance product directly covers at least: flood, wind / storm, excess rain, drought / heat waves, cold spells (possibly in combination with other non-climatic perils). Examples: Nat Cat, business interruption, property or agricultural insurance
In case of an agri insurance product, please note that at least two out of the three FAO criteria have to be fulfilled, while maintaining or promoting biodiversity. For further information and examples, please see here
- Your insurance product benefits VULNERABLE HOUSEHOLDS with less than USD 15 PPP per capita per day (either directly or indirectly).
- Your product/project will be implemented in a country eligible to receive official development assistance (ODA).
-Your funding request does not exceed EUR 2.5m. The grant-based co-funding of up to EUR 2.5m does not include your own contribution.
- Your Project Partners contribute with OWN CONTRIBUTION at least matching the requested funding volume (either in-kind and / or financially). Hence, the formula is as follows: ISF grant + own contribution = total project costs.
If a local Project Partner or a non-for-profit organisation is responsible for the project management, a lower percentage might be applied.
- Funding is requested for insurance product development, improvement and implementation related costs. For more information on cost items eligible for grant-based co-funding, please refer to the Eligible and Ineligible Measures.
- Your ISF project timeline will not exceed 24 months for micro and meso level approaches; 36 months for macro level approaches.
- Project Partners have the necessary expertise to implement required work and experience with similar projects.
- The project concept is based on a sound background analysis (e.g. demand and feasibility assessment).

ISF Frequently Asked Questions

Target Countries and Groups
- Focus on vulnerable households living on less than 15 USD PPP per capita per day either directly (through micro-level insurance) or indirectly (through meso- or macro-level solutions).
- Countries in Asia and the Pacific, Europe, Africa and Latin America which are eligible to receive official development assistance (ODA) as defined by the OECD Development Assistance Committee and are vulnerable to extreme weather events.
...

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